Management Walkthrough
A 0–100 score that watches your spending patterns and flags when something looks different from your baseline. Not a judgment—a signal.
Spending Health is a composite score that detects anomalies across all your spending categories. It uses a 90-day rolling baseline to learn what “normal” looks like for you, then flags when actual spending deviates significantly from that pattern.
The score lives on the Management landing page as a KPI card. A score of 100 means your spending matches your baseline perfectly. Below 50 means one or more categories are running 15%+ above normal. It's not about whether you spend too much—it's about whether your spending looks different from your own history.
Navigate to Management. The Spending Health KPI card appears on the landing page alongside Budget Health and other summary metrics.
100 means your spending matches your 90-day baseline perfectly. Below 50 means one or more categories are running 15%+ above normal. Higher is better—but a dip isn't always bad, it just means something changed.
Click into the score to see which categories triggered it. Each flagged category shows actual vs expected spending, so you can tell whether the spike is a surprise bill or a gradual pattern shift.
For genuine anomalies (surprise charges, impulse spending), adjust your Blueprint budget to account for the change. For expected spikes (holidays, annual subscriptions, travel), dismiss the anomaly so it doesn't skew your baseline.
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