// FINANCIAL CLARITY
The whole picture,
not another
dashboard.
Rikdom unifies your budgets, investments, and projections in one place. Built for people who want to understand their money, not manage another app.
What it does
Everything you use three apps for. In one.
YNAB's budgeting. Monarch's aggregation. Projection Lab's modeling.
Net Worth Tracking
Every account: checking, brokerage, 401k, crypto, real estate. Synced daily and reconciled automatically.
Intentional Budgeting
Assign every dollar a job. Track spending against your plan, categories and the intent behind them.
Investment Intelligence
Tax-loss harvesting, rebalancing signals, and allocation drift — detected daily, surfaced when actionable.
Financial Projections
Model retirement, home purchases, education — grounded in your real data, not hypothetical inputs.
Retirement Planning
Model Roth conversions, find your optimal Social Security claiming age, and build a tax-efficient withdrawal strategy — tools most platforms reserve for advisors.
Intelligence
It thinks about your money so you don't have to.
Selling your March VTI lot would offset AAPL gains without changing your allocation.
Estimated tax savings · Actionable now
Dining spend is 42% above your 3-month average. You'll exceed budget by $380 at this pace.
vs. 3-month average · Review recommended
At your current savings rate, you'll reach your $200K down payment 3 months ahead of schedule.
Home purchase goal · Last updated today
Stop switching.
Start seeing.
The whole picture of your financial life. Quiet and yours.
Start 31-day free trialBank connections are read-only, through Plaid and SnapTrade. Data is encrypted in transit and at rest, two-factor authentication is available on every plan, and our revenue comes from subscriptions, not from selling your data.