Feature Walkthrough
One page you can hand to someone who doesn't use Rikdom. It says when you can stop working, what your net worth was at the end of last month, and exactly how it got there.
The report covers the last full month. It holds three things and nothing else, so it takes about a minute to read.
The sentence that opens your Overview: the month you can stop working, how far that is from the date you planned, and how many of 10,000 simulated paths last the whole way.
Your net worth on the last day of the month, with how much it changed that month and so far this year. Accounts and property both count, the same as on Holdings.
A table laid out like a brokerage statement: starting net worth, take-home income, spending, payroll saving, market, property value, and ending net worth, for the month and for the year. Each column adds up to the dollar. One sentence underneath compares your spending with the plan and gives your savings rate.
Rikdom doesn't measure market change directly. It's whatever remains once income, spending, payroll saving and property are accounted for, so fees and the timing of transfers land there too. Timing mostly evens out over a year, but in a single month it can move the line by a few hundred dollars either way.
401(k) and HSA money taken out of your pay never reaches a bank account. Left alone, it would show up as market growth. The table names it, employer match included. The savings rate counts your own contributions as income and leaves the match out.
A property counts at its value less any mortgage. The row moves when a valuation changes, whether that comes from RentCast or from you typing in a new value.
It sits above the net worth chart on your Overview, and under Profile → Data.
Rikdom builds the page from your latest synced data, the same figures the app shows.
The file is named for the month it covers, like rikdom_monthly_report_2026-09.pdf, and prints on a single sheet. Your household's names are at the top.
Where you stand, and what moved it, in a PDF anyone can read.