Intelligence Walkthrough
See how your finances compare to people like you—without anyone seeing your individual data.
Community Benchmarks is an opt-in peer comparison system that lets you see how your financial metrics stack up against other Rikdom users in your cohort. It covers 8 KPIs including savings rate, spending ratios, and more.
Privacy is built into the architecture. A cohort needs at least 50 participants before any data appears. Laplace noise is applied for differential privacy, so individual contributions can't be reverse- engineered. You must explicitly opt in through the Reciprocity Modal before any of your data enters the pool.
Navigate to Intelligence → Benchmarks. If you haven't opted in, you'll see the Reciprocity Modal explaining what aggregate data is shared and the privacy protections in place. No data leaves your account until you explicitly agree.
Choose comparison dimensions: income bracket, age range, or both. Your cohort must have 50+ participants for data to appear. If the cohort is too small, you'll see a message instead of data.
Each of the 8 KPIs shows your value, the cohort median, and your percentile. Green means you're above median; copper means you're at or near it. Use the percentile to understand where you fall relative to peers.
Click any KPI to see a distribution chart showing where you fall within the cohort. This gives you a visual sense of how concentrated or spread out the cohort is on that metric.
Join Rikdom and start managing your finances with precision.