New to Rikdom?

Start here. Learn how to connect your accounts, set up budgets, run simulations, and quantify your wealth in under 10 minutes.

Quick Start Guide

The fastest path to a complete financial picture. Follow these steps to get up and running.

~5-10 minutes
1

Create Your Account

Sign up with your email. Choose individual or household planning. Your 31-day free trial starts the moment you pick a plan.

2

Connect Your Bank Accounts

Use Plaid to securely link checking, savings, and credit cards. Read-only access means we never see your credentials.

3

Review Auto-Categorized Transactions

Rikdom auto-categorizes your recent transactions. Confirm or adjust categories with one click. The system learns from your patterns.

4

Build Your First Budget

Navigate to Blueprint and allocate your income across spending categories. See what's left to assign in real-time.

5

Add Real Assets (Optional)

Track your home, vehicles, and valuables. Use RentCast auto-valuation for property or enter values manually.

6

Run Your First Monte Carlo Simulation (Pro)

Connect your brokerage via SnapTrade, then run a 10,000-path simulation to project your financial future.

Feature Walkthroughs

Deep dives into each section of Rikdom. Learn how to use the tools that matter most to you.

Management Basics

Learn how to categorize transactions, build budgets, and track cash flow. Master the Blueprint page.

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Tracking Your Net Worth

Connect accounts, add real assets, and understand your complete financial picture. Liquidity score explained.

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Monte Carlo Projections

Run your first simulation. Understand sampling methods, inflation adjustments, and how to interpret results.

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Tax-Loss Harvesting

Find harvestable losses, understand wash sale rules, and track your actions. Optimize for 0.85%+ alpha.

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Setting & Tracking Goals

Create goals, link accounts, and understand success probability. Goal velocity gauge explained.

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AI-Powered Insights

Ask questions about your finances in natural language. Setup and usage tips.

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Want to Learn More?

Check out our comprehensive feature guides for step-by-step walkthroughs, pro tips, and detailed explanations of every tool in Rikdom.

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