Terms of Service

Last updated: January 27, 2026

1. Acceptance of Terms

By accessing or using the website rikdom.io (the "Site") operated by Rikdom Labs ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Site.

2. Description of Service

Rikdom provides portfolio analytics tools including Monte Carlo simulations and tax-loss harvesting analysis. The Site currently offers early access registration via a waitlist. Features and availability are subject to change.

3. Not Financial Advice

Nothing on this Site constitutes financial, investment, tax, or legal advice. Rikdom provides analytical tools and informational content only. You are solely responsible for your financial decisions. Always consult a qualified financial advisor before making investment decisions.

4. Eligibility

You must be at least 18 years of age to use the Site. By using the Site, you represent that you meet this requirement.

5. User Conduct

You agree not to:

  • Use the Site for any unlawful purpose
  • Attempt to gain unauthorized access to any part of the Site
  • Interfere with or disrupt the Site's operation
  • Scrape, crawl, or use automated means to access the Site without permission

6. Intellectual Property

All content on the Site, including text, graphics, logos, and software, is the property of Rikdom Labs and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.

7. Limitation of Liability

To the fullest extent permitted by law, Rikdom Labs shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or any investment decisions made based on information provided through our services.

8. Disclaimer of Warranties

The Site is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or reliability of any content, simulations, or analytics provided through the Site.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated revision date. Continued use of the Site constitutes acceptance of the revised Terms.

10. Contact

If you have questions about these Terms, contact us at dylan@rikdom.io.